A Better View.

Sky TPO is a wholesale Non-QM mortgage lender helping mortgage brokers confidently serve more borrowers and pursue more opportunities. Through deep Non-QM expertise, responsive execution and personal ownership, we look at the complete loan scenario to provide clear direction, practical solutions and support from scenario through closing.

What we do
Wholesale Non-QM lending
Broad Non-QM solutions to help brokers serve more borrower and investment scenarios.
Who we serve
Mortgage professionals
Built for mortgage brokers and professionals looking to confidently grow their Non-QM business.
How we work
Technology plus humans
Technology keeps things moving. Experienced people step in when judgment matters.
Our story

Non-QM deserves a better view.

Not every borrower fits neatly into traditional lending guidelines. Self-employed borrowers, real estate investors, foreign nationals and borrowers with significant assets often require a different approach.

That’s why we built Sky TPO. We look at the complete scenario, apply real Non-QM experience and give mortgage professionals clear direction on what’s possible. Technology helps keep things moving, while experienced people step in when judgment matters.

Have a scenario that doesn’t fit neatly within the guidelines? Bring it to us. We’ll explore viable options and help you understand what comes next.

What we’re built on.

EXPERTISE
We look at the complete scenario to find viable solutions and give you clear, realistic answers.
RESPONSIVE EXECUTION
Fast answers, clear communication and the urgency to keep your loan moving.
PERSONAL OWNERSHIP
We stay engaged, advocate for your business and help you navigate the loan from scenario through closing.
NON-QM MADE APPROACHABLE
Practical education, tools and support help you recognize more opportunities and confidently pursue them.
The broker promise

What you can expect from Sky.

01
Responsive support: Scenarios, conditions and lock requests get the attention and urgency they deserve.
02
Your relationships are respected: Your borrower stays your borrower. No cross-selling. No poaching.
03
A team that knows your business: Your Sky team stays connected to you and your loans from scenario through closing.
04
Clear expectations: Published turn times and real visibility into how loans are moving.
05
A willingness to look deeper: If a viable scenario falls outside the box, bring it to us. We’re willing to explore appropriate exceptions.
Haik Avanesyan, President of Sky TPO
Built by people who know the business.
Every file is a family, a business, or an investment someone worked years for. Our job is to find the right path forward—and move with the urgency it deserves.
Haik Avanesyan
President, Sky TPO · Haik@SkyTPO.com

Ready for a better view?