Product Suite

Sky Plus

Closed-end seconds · Keep the first, tap the equity

A boost of equity without touching the first lien. Standalone closed-end seconds for borrowers who want to keep the first mortgage they already have.

At a glance

Loan amounts
To $1M
Max CLTV
90%
Min FICO
660
First lien
Untouched
The first mortgage stays exactly where it is — the equity still comes out.

Made for these borrowers.

Homeowners locked into a low first-lien rate
Debt consolidation without a full refinance
Renovation and ADU projects
Investors pulling equity from rentals
“Keep the rate you already have. Take the equity anyway.”
How to pitch it to your borrower

Programs in this suite.

Full & Alternative Documentation

Closed-End Seconds · Primary, Second Home & Investment Properties
Matrix·Guidelines

Full Documentation Select

Closed-End Seconds · Primary, Second Home & Investment Properties
Matrix·Guidelines

DSCR

Closed-End Seconds · Investment Properties
Matrix·Guidelines

Have a Sky Plus scenario?

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