Product Suite
Sky Plus
Closed-end seconds · Keep the first, tap the equity
A boost of equity without touching the first lien. Standalone closed-end seconds for borrowers who want to keep the first mortgage they already have.
At a glance
Loan amounts
To $1M
Max CLTV
90%
Min FICO
660
First lien
Untouched
The first mortgage stays exactly where it is — the equity still comes out.
Made for these borrowers.
Homeowners locked into a low first-lien rate
Debt consolidation without a full refinance
Renovation and ADU projects
Investors pulling equity from rentals
“Keep the rate you already have. Take the equity anyway.”
How to pitch it to your borrower
Have a Sky Plus scenario?
Price it in Sky PORT in under a minute or send it to the Scenario Desk.